Public Service: Transferring Money Online

Public service, dear readers. Because I love you all. Char.

Seriously, online money transfer is one of the best things about having an online account, well, aside from bills payment. This is especially helpful (and cost-saving) for me in my online buying and selling. Take BDO, for example. If you deposit over the counter to an account in another province or city, you'd be charged an interbranch fee of 50 pesos -- minimum pa lang yan; the fee increases with increasing deposit amount. Ano nga tagline ng BDO, "We find ways"? We find ways, alright, ways to get more money from you, that is. Hahahaha! Seriously, at this day and age of online transactions, naniningil pa sila ng interbranch fee? I didn't even know dati na pwede palang mag-transfer ng money to an unenrolled account using my BDO online account. I've asked BDO tellers bakit may charge ang deposit, they only say na "interbranch fee", but NOT one responded, "Ma'am, actually, you can just transfer money online for free." Buti na lang a friend told me. *Thank you, Atty. R!*

I only have three accounts, BPI, BDO, and Unionbank, so I can only tell you about these three. If any of you have other accounts, feel free to share on how to transfer online in your bank.